Personal Insurance Expertise
for Over 50 Years
We specialize in personal lines insurance, helping individuals and families protect what matters most with thoughtful, tailored coverage.
Automobile • Homeowners • Earthquake • Personal Umbrellas • Fine Art & Jewelry Floaters
Protecting What Matters Most—
With Experience You Can Trust
We are a full-service, relationship driven property and casualty insurance agency that believes insurance should be practical, personal, and easy to understand. Our clients range from growing middle-market companies to high-net-worth individuals with complex assets—and everything in between.
You’ll find us knowledgeable, responsive, and easy to work with—focused on doing the right thing rather than pushing products.
Services Offered

Auto Insurance
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Home Insurance
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Health - Life - DIsability
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What Sets Us Apart
- We aren’t tied to one carrier. We shop multiple top-rated insurers to find the best coverage and pricing—so you get real choice, not a one-size-fits-all policy.
- Our goal isn’t to sell a policy—it’s to be your insurance advisor for the long run. We provide proactive reviews, ongoing support, and guidance as your risks evolve.
- Long-Term Relationships - We don’t disappear after the policy is issued. We provide ongoing reviews, proactive advice, and real advocacy if a claim occurs.
- From understanding carrier underwriting to managing claims support, our expertise allows us to anticipate issues before they become problems—saving our clients time, money, and stress.
- With 50+ years of combined industry experience, we’ve seen how policies perform when it matters most—during claims. That insight helps us design coverage that actually protects you.
Carriers & Partners















Client Reviews
It’s clear they care about their clients. I felt confident and well taken care of the whole way through. Highly recommend R.L. Thomas Insurance to anyone looking for great coverage and outstanding customer service!
Contact Us For A Quote
Smart Coverage. Real Relationships. Proven Experience.